Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.
| U.S. Equities | 13% |
| International Equities | 5% |
| Real Assets | 2% |
| Fixed Income | 72% |
| Money Market | 8% |
Real AssetsInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Money Market | |
| State Street U.S. Government Money Market Fund | 8% |
| Fixed Income | |
| PIMCO Short-Term Fund | 25% |
| Fidelity Advisor Investment Grade Bond Fund | 11.5% |
| PGIM Total Return Bond Fund | 13.5% |
| American Century Short Duration Inflation Protection Bond Fund | 12% |
| BlackRock High Yield Bond Fund | 5% |
| AB Global Bond Fund | 5% |
| Real Assets | |
| Principal Global Real Estate Securities Fund | 1% |
| Parametric Commodity Strategy Fund | 1% |
| Fund | Percent |
| U.S. Equity | |
| DFA U.S. Large Cap Value Portfolio | 3% |
| Northern Funds Stock Index Fund | 5% |
| T. Rowe Price Instl. Large-Cap Growth Fund | 3% |
| Northern Funds Mid Cap Index Fund | 2% |
| International Equity | |
| Northern Funds International Equity Index Fund | 2% |
| Neuberger Berman International Select Fund | 2% |
| DFA International Small Portfolio Company | 1% |
Portfolio Performance1
As of November 30, 2024
| Average Annual Total Returns w/ Sales Charge (%)1 | ||||||||
| Fee Structure | YTD | 3 Mo | 1 Yr | 3 Yrs | 5 Yrs | Lifetime | Exp. Ratio2 | Inception Date |
| A | 3.70 | -2.18 | 6.44 | 1.26 | 2.98 | 3.30 | 0.92 | 9/28/16 |
| C | 7.19 | 1.30 | 9.97 | 2.21 | 3.43 | 3.48 | 1.17 | 9/28/16 |
| F | 7.72 | 1.37 | 10.58 | 2.72 | 3.96 | 4.00 | 0.67 | 9/28/16 |
Underlying Mutual Fund Performance3
As of 12/31/2023
| Average Annual Total Returns (%)3 | ||||||||||
| Money Market Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| State Street U.S. Government Money Market Fund* Fact Sheet, Prospectus, Annual Report | 0.12 | GVMXX | 1.34 | 5.08 | 5.08 | 2.21 | 1.83 | 1.19 | 10/25/07 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report | 0.45 | PTSHX | 1.42 | 6.08 | 6.08 | 1.96 | 2.27 | 2.02 | 10/7/87 | |
| Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report | 0.36 | FIKQX | 6.90 | 6.72 | 6.72 | -2.85 | 2.08 | 2.31 | 8/6/71 | |
| PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | PTRQX | 7.16 | 7.78 | 7.78 | -3.20 | 1.73 | 2.66 | 12/27/10 | |
| American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report | 0.43 | APISX | 2.96 | 4.10 | 4.10 | 2.20 | 3.35 | 1.95 | 5/31/05 | |
| BlackRock High Yield Bond Fund Fact Sheet, Prospectus, Annual Report | 0.60 | BHYIX | 6.82 | 13.56 | 13.56 | 2.50 | 5.61 | 4.55 | 11/19/98 | |
| AB Global Bond Fund Fact Sheet, Prospectus, Annual Report | 0.51 | ANAZX | 6.76 | 6.98 | 6.98 | -2.18 | 1.15 | 2.30 | 10/15/13 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Principal Global Real Estate Securities Fund Fact Sheet, Prospectus, Annual Report | 0.88 | PGRSX | 15.75 | 10.91 | 10.91 | 0.12 | 3.79 | 4.69 | 11/25/14 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Domestic Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| DFA U.S. Large Cap Value Portfolio Fact Sheet, Prospectus, Annual Report | 0.21 | DFLVX | 9.07 | 11.47 | 11.47 | 10.39 | 10.90 | 8.33 | 2/19/93 | |
| Northern Funds Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.05 | NOSIX | 11.68 | 26.20 | 26.20 | 9.90 | 15.57 | 11.92 | 10/7/96 | |
| T. Rowe Price Large-Cap Growth Fund Fact Sheet, Prospectus, Annual Report | 0.55 | TRLGX | 14.26 | 46.21 | 46.21 | 5.29 | 15.92 | 13.99 | 10/31/01 | |
| Northern Funds Mid Cap Index Fund Fact Sheet, Prospectus, Annual Report | 0.10 | NOMIX | 11.61 | 16.31 | 16.31 | 7.95 | 12.46 | 9.11 | 3/22/05 | |
| Average Annual Total Returns (%)3 | ||||||||||
| International Equity Funds | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Northern Funds International Equity Index Fund Fact Sheet, Prospectus, Annual Report | 0.50 | NOINX | 10.12 | 18.95 | 18.95 | 6.50 | 7.44 | 3.09 | 4/1/94 | |
| Neuberger Berman International Select Fund Fact Sheet, Prospectus, Annual Report | 0.81 | NILIX | 10.63 | 14.65 | 14.65 | 0.71 | 8.32 | 4.56 | 10/6/06 | |
| DFA International Small Company Portfolio Fact Sheet, Prospectus, Annual Report | 0.39 | DFISX | 10.75 | 14.43 | 14.43 | 2.71 | 8.02 | 4.94 | 9/30/96 | |
| Average Annual Total Returns (%)3 | ||||||||||
| Commodities Fund | Expense Ratio | Ticker | QTR | YTD | 1 Yr | 3 Yrs | 5 Yrs | 10 Yrs or Life of Fund† | Inception Date | |
| Parametric Commodity Strategy Fund Fact Sheet, Prospectus, Annual Report | 0.65 | EIPCX | -3.49 | -4.69 | -4.69 | 13.30 | 11.42 | 2.35 | 5/25/11 | |