Age-Based Conservative Ages 19+

The Underlying Mutual Funds

As of October 31, 2024

			Average Annual Total Returns w/ Sales Charge (%)1
Fee Structure	YTD	3 Mo	1 Yr	3 Yrs	5 Yrs	Lifetime	Exp. Ratio2	Inception Date
B	-1.90	-4.29	0.12	-0.32	0.04	0.22	1.55	9/28/16

Fee Structure B Accounts are subject to a contingent deferred sales charge ranging from 0.50% to 5.00%. For complete details visit with your investment professional or review “Exhibit D – Fee Structure B Information” in the Program Disclosure Statement. Fee Structure B Performance

Underlying Mutual Fund Performance³

As of 12/31/2023

						Average Annual Total Returns (%)3
Money Market Fund		Expense Ratio	Ticker	QTR	YTD	1 Yr	3 Yrs	5 Yrs	10 Yrs or Life of Fund†	Inception Date
State Street U.S. Government Money Market Fund* Fact Sheet, Prospectus, Annual Report		0.12	GVMXX	1.34	5.08	5.08	2.21	1.83	1.19	10/25/07
						Average Annual Total Returns (%)3
Fixed Income Funds		Expense Ratio	Ticker	QTR	YTD	1 Yr	3 Yrs	5 Yrs	10 Yrs or Life of Fund†	Inception Date
PIMCO Short-Term Fund Fact Sheet, Prospectus, Annual Report		0.45	PTSHX	1.42	6.08	6.08	1.96	2.27	2.02	10/7/87
Fidelity Advisor Investment Grade Bond Fund Fact Sheet, Prospectus, Annual Report		0.36	FIKQX	6.90	6.72	6.72	-2.85	2.08	2.31	8/6/71
PGIM Total Return Bond 529 Portfolio Fact Sheet, Prospectus, Annual Report		0.39	PTRQX	7.16	7.78	7.78	-3.20	1.73	2.66	12/27/10
American Century Short-Duration Inflation-Protection Bond Fund Fact Sheet, Prospectus, Annual Report		0.43	APISX	2.96	4.10	4.10	2.20	3.35	1.95	5/31/05